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Fair Credit Reporting Act

Fair Credit Reporting Act

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Contents

§ 601. § 602. § 603. § 604. § 605.§ 605A.§ 605B. § 606. § 607.  § 608. § 609. § 610. § 611. § 612. § 613. § 614. § 615. § 616. § 617. § 618. § 619. § 620. § 621. § 622. § 623. § 624. § 625. § 626. § 627. § 628. § 629.

 

Short title 

  • Congressional findings and statement of purpose
  • Definitions; rules of construction
  • Permissible purposes of consumer reports
  • Requirements relating to information contained in consumer reports
  • Identity theft prevention; fraud alerts and active duty alerts
  • Block of information resulting from identity theft
  • Disclosure of investigative consumer reports
  • Compliance procedures
  • Disclosures to governmental agencies
  • Disclosures to consumers
  • Conditions and form of disclosure to consumers
  • Procedure in case of disputed accuracy
  • Charges for certain disclosures
  • Public record information for employment purposes
  • Restrictions on investigative consumer reports
  • Requirements on users of consumer reports
  • Civil liability for willful noncompliance
  • Civil liability for negligent noncompliance
  • Jurisdiction of courts; limitation of actions
  • Obtaining information under false pretenses
  • Unauthorized disclosures by officers or employees
  • Administrative enforcement
  • Information on overdue child support obligations
  • Responsibilities of furnishers of information to consumer reporting agencies
  • Affiliate sharing
  • Relation to State laws
  • Disclosures to FBI for counterintelligence purposes
  • Disclosures to governmental agencies for counterterrorism purposes
  • Disposal of records
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