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Fair Debt Collection Practices Act

Fair Debt Collection Practices Act

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§ 801 § 802 § 803 § 804 § 805 § 806 § 807 § 808 § 809 § 810 § 811 § 812 § 813 § 814 § 815 § 816 § 817 § 818 § 819

Table of Contents

  • Short title
  • Congressional findings and declaration of purpose Definitions
  • Acquisition of location information
  • Communication in connection with debt collection Harassment or abuse
  • False or misleading representations
  • Unfair practices
  • Validation of debts
  • Multiple debts
  • Legal actions by debt collectors
  • Furnishing certain deceptive forms
  • Civil liability
  • Administrative enforcement
  • Reports to Congress by the Bureau; views of other Federal agencies
  • Relation to State laws
  • Exemption for State regulation
  • Exception for certain bad check enforcement programs operated by private entities Effective date
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